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About us

Empowering you to achieve a life you love

10+

01. Years of Experience

240+

02. Successful projects

Hi, I’m Michel jhon, and I'm passionate about helping people break free from self-doubt and step into the life they were meant to live.

Let’s create the life you’ve been dreaming
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Loan Services

Tailored Loan Solutions to Grow & Protect Your Future

Whether you need funds for a home, business, or personal goals, we offer flexible loan options with competitive rates and a simple process.

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Personal Loans

Unsecured personal loans for weddings, travel, medical needs, or debt consolidation with quick approval.

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Home Loans

Home loans and mortgages with flexible tenures and competitive interest rates for your dream property.

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Business Loans

Working capital, equipment financing, and term loans to start or scale your business.

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Vehicle Loans

Car and two-wheeler loans with minimal documentation and attractive EMI options.

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Insurance Services

Tailored Insurance Solutions to Protect What Matters Most

From life and health to motor and property, we help you choose the right coverage with expert advice and hassle-free claims support.

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Life Insurance

Term plans, endowment, and ULIPs to secure your family’s future and meet long-term goals.

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Health Insurance

Individual and family floater plans with comprehensive coverage and cashless hospitalisation.

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Motor Insurance

Car and two-wheeler insurance with third-party and comprehensive coverage options.

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Property Insurance

Home and fire insurance to protect your property and belongings from unforeseen events.

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Investment Services

Tailored Investment Solutions to Grow Your Wealth Over Time

From mutual funds and SIPs to fixed deposits and retirement planning, we help you build a portfolio aligned with your goals and risk profile.

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Mutual Funds

Equity, debt, and hybrid funds with expert selection and regular rebalancing for your goals.

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SIP & Lumpsum

Systematic Investment Plans and lumpsum options to invest regularly or in one go.

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Fixed Deposits

Fixed deposits and recurring deposits with competitive interest rates and flexible tenures.

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Retirement Planning

NPS, pension plans, and goal-based strategies for a secure and comfortable retirement.

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Why work with me

A Holistic Approach Focused Entirely on You

Choosing the right coach is a big decision. That’s why we go beyond traditional coaching methods — offering you a supportive, personalized, and empowering experience designed to spark real, lasting change.

EMI Calculator

Monthly EMI: ₹ 10,796.40

Certified Expert Coaching

Work with a professionally certified coach committed to your personal growth success

Proven Success Stories

Join hundreds who have unlocked their potential, transformed their lives

Customized Action Plans

Get coaching tailored to your unique goals — with clear steps to move you forward with confidence

Supportive, Judgment-Free Space

Get coaching tailored to your unique goals — with clear steps to move you forward

Download your free self discovery workbook

Start your journey today — no spam, ever

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Testimonials

Life-Changing Journeys, Told by Our Clients

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Rudra Financial helped me secure a business loan in just 3 days. The process was completely transparent and hassle-free. The team guided me through every step. Highly recommended for anyone looking for quick and reliable financial solutions!

Rahul Agarwal

Business Owner, Mumbai

I was confused about which mutual funds to invest in. The team at Rudra patiently explained all options and helped me build a portfolio that matches my risk profile and goals. Already seeing great returns after just 8 months!

Meena Krishnan

Software Engineer, Bangalore

Got my home loan approved at the best interest rate through Rudra. They compared multiple banks and got me an excellent deal. The advisor was always available on call to clear my doubts. Dream home is now a reality!

Deepak Verma

Government Employee, Delhi

The health insurance plan they recommended covers my entire family at a very affordable premium. They saved me from a generic plan and found one with much better coverage. Their after-sales service is also excellent.

Anita Sahu

Teacher, Pune

Started my SIP journey with Rudra Financial two years ago. The returns have beaten my expectations. My advisor regularly reviews my portfolio and suggests timely rebalancing. I feel very secure about my financial future.

Sunil Reddy

Doctor, Hyderabad
Insights

Insights for Your Personal Growth Journey

Explore our blog for valuable insights, tips, and inspiration to help you on your path to self-discovery and personal transformation. Whether you're seeking advice on mindset, career, or relationships.

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FAQ

Frequently Asked Questions About Our Services

We offer loans, insurance, and investment solutions tailored to your needs. Here are answers to common questions about our services. If you need more details, reach out — we’re here to help.

Still have questions?
Don’t worry, we have answers!
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Generally, a credit score of 700 or above is considered good for most loan products. However, requirements vary by lender and loan type. Our advisors can guide you on the best options available even if your score is below 700 — some lenders specialise in lower credit score profiles.

Pre-approval can happen within minutes for digital lenders. Full disbursement typically takes 24–72 hours for personal and vehicle loans, and 7–15 working days for home and business loans due to additional documentation and property verification.

Typically required: identity proof (Aadhaar/PAN), address proof, income proof (salary slips/ITR for 2–3 years), bank statements (6 months), employment letter, and property-related documents (sale agreement, title deed, approved building plan). Our team will help you compile the exact list based on your lender.

Yes. Most lenders allow prepayment after 6–12 EMIs, sometimes with a prepayment charge (1–3% of outstanding principal). Floating rate loans typically have zero prepayment charges as per RBI guidelines. We negotiate the best pre-closure terms on your behalf.

A fixed rate stays constant throughout the loan tenure, giving you payment predictability. A floating rate changes with market conditions (linked to MCLR or repo rate), which can mean lower rates when the market falls but higher EMIs when rates rise. Our advisors help you choose based on your risk preference and tenure.

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